This seminar will help the attendee understand the special needs of seniors in regards to long term care. It will inform the attendees about long term care policies and teach the attendees about the long term care needs of seniors. It will discuss who should buy long term care policies. Topics covered include: history, LTC need, underwriting considerations, Medicare coverage, LTC coverage, state partnership program and consumer protections.
CE Requirement for LTC: Persons holding a Life or Accident & Health line of authority who plan to sell, solicit or negotiate longterm care insurance must complete an initial 8-hour LTC course approved by the superintendent. In order to be able to continue selling, soliciting or negotiating long-term care insurance the agent must also complete a 4-hour LTC refresher course approved by the superintendent every renewal period. The initial and on-going LTC course credits count towards the agents 24-hour CE requirement. Initial long term care courses are approved under the LTC-8 course category and on-going long term care courses are approved under the LTC-4 course category.
Approved for 4 hours in Kentucky and Ohio.
Concentration: Long Term Care 4