Started in the insurance business in 1984 with Prudential and got tired of putting square pegs into round holes. Started a scratch agency in 1989 with 2 carrier and have built it to a successful at home business with many carriers, now incorporating my daughter Jennifer in the agency. I believe in the old school way of doing business, putting a face to every name and putting my feet under their table as much as possible. I have a large client base in OH, IN, and WVA mostly built on referrals.