Dayton Garbage In, Garbage Out - What's Behind Property Premiums CLASSROOM Seminar w/ George Best, CSP, ARM

Description

This seminar will concentrate on what is driving property premiums for commercial accounts and how an agent can evaluate, confirm/challenge and communicate to the client and carrier thus producing the best results for their client. This presentation will help the agent understand basic rates, net rates, ITV development, and hazard evaluation including recommendation development.   Discussion and workshop includes

• proper Insurance-to-value establishment
• How to confirm or challenge an ITV
• What’s behind property premiums ( Insurance-to-value; net rate; loss experience; special hazards and perils;  
• How to evaluate rate – Is the rate correct
• Past loss experience – Market conditions and client losses
• Importance of recommendation compliance/options
• Property hazards and awareness; recognition and providing options for standard recommendation

Concentration: P/C. Approved for 3 hours in OH.  CLASSROOM ONLY